Thanks for taking the time to teach those of us that are beginners how to create a cover template! Your instructions were very easy to follow. I am using Paint Shop Pro Photo X2, and I was able to follow along with NO problems. The only question I have is on the color depth. You have - 16 million colors (24 bit) selected. I didn't have that option? Would the RGB-16 bits/channel or an Index-256 Color palette be close? Thanks again.